Get ready for your baby’s arrival – useful checklist
Nobody is ever 100% ready to become a parent! Making this life-changing decision will likely be the biggest event you have ever prepared for. It can be overwhelming…causing queasiness that rivals morning sickness!
There are a lot of valuable “checklists” to help you prepare for the items you will need for the arrival of your new bundle of joy, but before you work on a baby gift registry to ensure you receive the right baby monitor or breast pump, there are a few “administrative” items you should spend time checking off your list.
Get your ducks in a row, before the ducklings arrive!
- Review your company’s maternity leave policy and ask for HR assistance if you plan to apply for Employment Insurance. For example, can you keep and use your company cell phone while on leave? There are some great resources at Maturn.com.
- Research local Day Care options and get your name on waiting lists. Some have very long wait lists so this is something you will want to do ASAP.
- Review your Employee Benefits Plan. Be sure you can keep coverage such as health and dental in place while you are on leave. If not, consult a benefits professional to assist in a short-term plan.
- Review your employer-sponsored Life, Critical Illness and Disability Insurance policies. Make sure to top off any shortfall with your own individual policy before the third trimester*. A calculator to determine the ideal amount of Life Insurance coverage is available at CALCULATOR | iClick Financial
- If you are self-employed or your employer does not offer Life Insurance, Critical Illness Insurance or Disability Insurance, purchase your own insurance before the third trimester*. Convenient options that can be purchased “virtually” can be found at Insurance in a click | iClick Financial
While none of us enjoy what can feel like complicated and “un-fun” tasks, making sure you understand how to navigate the administrative side of being a new parent is imperative, and just think about how great you will feel to get them off your list!
* It’s important to note that most Insurers will either increase your premiums or postpone your application if you are close to childbirth.
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